Liability Insurance for Renters
Commonly, in a dog bite injury matter, the homeowner’s insurance policy will pay for damages associated with a dog bite – if the dog is owned by the homeowner. However, many people rent their homes, and it becomes more difficult to assign liability to the property owner in that circumstance. Often the renter will not have enough personal assets to pay for the injured person’s damages out of pocket. If the renter has purchased a renters insurance policy to cover their possession in the event of theft or fire, that policy should also pay for damages if the renter’s dog bites a visitor.