CORONAVIRUS UPDATE: What We Are Doing to Protect Our Clients

Articles Tagged with Insurance policy limits

A severely injured client with  a forthcoming surgery came in to see me the other day to find out how he should best proceed in moving his case forward. He wondered if it was worthwhile to retain a personal injury lawyer  if the at fault parties insurance was limited in amount.

That was a good question, and I’m writing today to explain how this Sacramento Personal Injury Attorney goes about finding the insurance the other driver has.

When a person who has been in an auto accident calls a personal injury lawyer, the lawyer or his staff will conduct a short interview to get the facts of the situation. In short, this will include questions regarding the facts surrounding how the collision occurred, where it occurred, the injuries and the treatment a person has obtained since the date of accident until the phone call. If a police report was taken, the office will also request the Traffic Collision Report number.

car accident.PNGThe personal injury attorney’s office will also ask questions regarding auto insurance coverage – both of the person who caused the accident and the insurance coverage of the injured party. Often, an injured party will readily report to the personal injury lawyer the auto insurance coverage of the person at fault. However, at times some injured parties resent questions when asked to provide information regarding their own auto insurance coverage.

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