The Umbrella Insurance Ripoff
A young doctor came into my office today for serious injuries which he suffered when he and his family were struck head-on by a drunk driver. He had graduated from medical school a few years back, as had his wife. He had his own neurology practice which he had started in 2010, and his wife worked as a family practice doctor. They were just starting their own family and had little ones, an eight-month-old and a two-year-old.
The injuries were severe. Both he and his wife suffered serious fractures and internal injuries. They were hospitalized for over 21 days. Luckily, their children came out of this one with relatively minor injuries.