Articles Tagged with auto accident lawyer; auto accident attorney; personal injury lawyer Sacramento

named driver policy
Times our tough and sometimes we need to pinch pennies to make ends meet.  When this situation occurs we look for ways to slash our costs. Insurance can be costly prompting us to buy a discounted policy. Insurance companies consider certain groups to be a greater risk: new drivers, youthful drivers, elderly drivers, drivers with prior claims, tickets or accidents.  Insurance for these drivers will result in a high premium.

One policy that exists that helps cut costs is the ‘Named Driver Only’ policy which carry specific wording that may expose you or your family to liability. A word of warning though.  You will find that these ‘Named Driver Only’ policies state:  ‘ WARNING: A NAMED DRIVER POLICY DOES NOT PROVIDE COVERAGE FOR INDIVIDUALS RESIDING IN THE INSURED’S HOUSEHOLD THAT ARE NOT NAMED ON THE POLICY.’ These policies are substandard but are allowed in California.

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