Hidden Insurance for Trucking Accidents can Help Victims


There are over 5000 deaths and 300,000 accidents a year caused by big rigs. Often, there are disputes over whether the driver or the truck was an employee or an independent contractor and the injured party is placed in the middle. The insurer may say there is no insurance coverage because employees are excluded or that the driver is an independent contractor and not covered.

Don’t necessarily believe what the insurance is telling you. More often than not, they are wrong

The MSC-90 endorsement  to Commercial Trucking Insurance policies is a Federally mandated and important  potentially important source of recovery for injured parties. This endorsement provides insurance coverage where traditional insurance may not.

Insurance companies may not have  defenses they usually might have. For example,  even if the the truck is not mentioned in the policy, the insurance company cannot deny coverage.

These endorsements and the law surrounding them are complicated but if you were injured in an accident and told there is no insurance coverage, you know what to do.

Call me, Ed Smith, a Sacramento Truck Accident Lawyer handling big rig accidents that injure innocent victims since 1982. My website, is the leading Motor Vehicle Website in California.  Call me anytime for free, friendly advice. In Sacramento my number is 916-921-6400. Elsewhere in California, I can be reached at 800-404-5400.

Call with confidence.  Find our Reviews on Avvo and Yelp.

Client Reviews

  • Me and my wife; had a car accident. We were amazed how easy, professional, friendly attorney Ed Smith is along with his staff. Everybody is amazing. Thank you so much, we are very impressed!
  • Ed Smith and his office team took on a difficult personal injury case on my behalf and for the passenger in my car. Ed is a top- notch attorney. His staff couldn't have been more helpful and kind. No need to look elsewhere. I give Ed Smith my highest recommendation.
  • Ed and Robert have been taking great care of my husband and I for the past 5+ years. They are always there when you have a problem and a quick resolution! Even when the issues have nothing to do with them. They are willing to help ease the pain off your shoulders. They are as good as it gets! Thank you again for everything.
  • Very professional. Great team, staff and service all around. Mr Smith was very honest, straight forward with his advice. He gives the word "attorney" an honest reputation. I will seek his council anytime, and would recommend him at the drop of a dime.
  • I would highly recommend Ed Smith to any friends or family in need of a personal injury attorney. Ed, and his staff, are very caring on top of being very experienced in this field. The staff always keeps you informed of the status of your case and they are always easy to reach by phone.
  • Edward Smith law offices provide competent, thorough, and personable help for victims of personal injury. When you first meet the staff you know you contacted the right office. This law office treats clients like people. I recommend this office to anyone seeking representation regarding personal injury.