Who Pays for Damages Resulting from Dog Bite?


As reported by the Center for Disease Control and Prevention, most people who are bitten by a dog require medical attention. Whether you were bitten at a park, in your neighborhood or while at someone’s home, it is critical that you know your rights.  Under California law, the owner of the dog is responsible for the damages to the victim who was bitten by a dog. Unfortunately, most dog bite victims are a family member, friend or a neighbor. Dog bite victims often worry about how they will be compensated because they don’t want their friend or family member to have to pay out of their pocket. There is no reason to worry. In California, if you were attacked or bitten by a dog, there are several possibilities of who will pay for your damages:

Homeowners Insurance:
In most cases, the dog’s owner’s homeowner’s or renter’s insurance will cover the damages resulting from a dog bite attack. If there is homeowner’s or renter’s insurance, there also might be “medical payments” coverage that will pay for your medical bills.

Automobile Insurance:
If the bite occurred while in someone’s car or in the back of an open truck, the damages may be covered under homeowner’s insurance or by auto insurance.

Landlord’s Liability Insurance:
Covers the owner, occupier of the home, or manager of the property. In some circumstances, a landlord may be held responsible if a tenant bites someone. For example, if the landlord knew that a dog on the premises was dangerous and failed to have it removed or the landlord was taking care of a tenants dog or failed to repair a fence.

How do you know if someone has insurance to cover your dog bite injury?

You can ask the owner of the dog if they have insurance, but do not rely solely on what they tell you. The dog’s owner may be reluctant to give you that information or may even deny that he or she has insurance in order to keep you from making a claim. It is critical that you contact an experienced dog bite attorney to find out if the dog owner has insurance to compensate you for your injuries, medical bills, lost wages, and any future medical expenses. The Attorneys at the Edward A Smith Law Offices can help you find out if there is insurance coverage.

If you were bitten by a dog, you might have a lot of questions that only an experienced dog bite lawyer can answer. The Sacramento Dog Bite Attorneys at The Edward A Smith Law Offices can answer your questions and provide a free evaluation of your dog bite claim. Our office works on a contingency basis so we only get paid when you receive your compensation for your injuries. Contact our office at 916-921-6400,

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