Insurance Coverage Available for Sacramento Motorcyclists

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March 29, 2023
Edward Smith

List of Helpful Insurance Coverage for Sacramento Motorcyclists

Motorcyclists in California must carry liability insurance coverage to pay for damages or injuries they may cause to others in an accident. In addition to liability insurance, there are several other types of coverage available for motorcyclists in California. Here are some of the most common types of motorcycle insurance coverage in California:

  • Liability insurance: This is the minimum required insurance coverage for motorcyclists in California. It covers damages or injuries you may cause to others in an accident.
  • Uninsured and Underinsured coverage: This coverage provides protection if you become injured in a collision with an uninsured driver or someone who doesn’t have enough insurance to cover the damage.
  • Collision coverage: This coverage pays for damages to your motorcycle if you are involved in an accident, regardless of who is at fault.
  • Comprehensive coverage: This coverage pays for damages to your motorcycle that are not caused by an accident, such as theft, vandalism, or natural disasters.
  • Medical payment coverage: This insurance coverage pays for medical expenses for you and your passengers in the event of an accident.
  • Custom parts and equipment coverage: This coverage pays for damage to custom parts and equipment added to your motorcycle.

It’s important to note that while liability insurance is the only required coverage for motorcyclists in California, it may not be enough to fully protect you in the event of an accident. 

Prejudice Against Motorcyclists and How an Injury Lawyer Can Help

Unfortunately, there is a common prejudice against motorcyclists that can make it difficult for them to receive fair treatment and compensation after a personal injury accident. This prejudice can manifest in many ways, from insurance companies undervaluing claims to juries being more likely to side with the driver of a car or truck involved in an accident with a motorcycle.

An experienced injury lawyer can help motorcyclists who have been injured in an accident to fight against this prejudice and receive fair compensation. Here are some ways an injury lawyer can help:

  • Investigate the incident: A lawyer can conduct a thorough investigation into the incident, including gathering evidence, speaking with witnesses and consulting with experts to build a strong case.
  • Advocate for the motorcyclist: A lawyer can speak on behalf of the injured motorcyclist and ensure that their rights and needs are represented in negotiations with insurance companies and in court.
  • Counteract stereotypes: Lawyers can help counteract stereotypes and biases against motorcyclists by presenting evidence and arguments that demonstrate that the motorcyclist was not at fault and should be fairly compensated for their injuries.
  • Navigate complex legal processes: An injury lawyer can navigate the complex legal processes involved in an injury claim, including negotiating with insurance companies, filing a lawsuit and representing the motorcyclist in court.
  • Provide support and guidance: A lawyer can provide support and guidance to the injured motorcyclist throughout the legal process, helping them understand their options and make informed decisions.

Overall, an injury lawyer can be a powerful ally for motorcyclists who have been injured in an accident and are facing prejudice and other obstacles in their quest for fair compensation.

Sacramento Motorcycle Accident Attorney

I’m Ed Smith, a Sacramento motorcycle accident attorney. When you were injured by a negligent driver or other entity, we can help. Our accident attorneys are available for free and friendly consultations by calling (916) 921-6400. We can also examine your case and advise you on obtaining compensation along with answering your questions. You can also reach us by calling (800) 404-5400 or by sending an online message.

Here are some examples of how we’ve helped others:

Our injury lawyers strive to get our clients the compensation they deserve, as you can see by our membership in the following: 

Photo attribution: Image by SplitShire from Pixabay 

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