Head-On Collision on Atwater Boulevard in Merced
The California Highway Patrol (CHP) Merced area office responded to a call of a head-on collision on Atwater Boulevard on the morning of Tuesday, May 25, 2021. The crash happened shortly after 8:20 a.m. at Atwater Boulevard onramp and southbound State Route 99.
Details on the Atwater Boulevard Head-On Collision
The car accident involved a white Hyundai Tucson SUV and a black Honda, according to CHP traffic officials. Fire and medical personnel were dispatched to the scene to assess and assist those injured. Details on the number of injured parties and what caused the crash on Highway 99 were not immediately available.
What You Should Know About Insurance Companies and Car Accidents
A motor vehicle crash may be an overwhelming and stressful experience. What is most unfortunate is that some of these accidents may result in traumatic, life-changing injuries. When dealing with lost income and mounting medical expenses while recovering from accident-related injuries, the financial hardship can be challenging for everyone. Fortunately, you do not have to go about this alone. An experienced Merced car accident lawyer is there to help you and your family anytime.
An injury lawyer understands that a car accident can turn your life upside down. The most important thing to focus on during this challenging time is to focus on recovering, not dealing with difficult insurance companies. An attorney is there to handle all aspects of your case to ensure you are fairly compensated for your injuries and losses incurred.
You should retain an attorney as soon as possible after a traffic collision. While you may be tempted to handle your case without legal assistance, the insurance company representing the at-fault party will have their own team of claims adjusters, investigators, and defense counsel working against you to pay as little as possible on your claim. By retaining the best personal injury lawyer in your area, you will be working with a law firm that has the experience, skills, and resources necessary for proving your case. For details on how to find the right lawyer, watch the video below.
How UM and UIM Coverage Works in an Auto Accident
Under California law, drivers are required to carry liability insurance. This includes $15,000 in bodily injury coverage per individual, $30,000 per accident, and $5,000 in property damage liability coverage. Some motor vehicle collisions have the potential to result in damages that exceed state minimum coverage limits and in other situations, they may be caused by drivers with little to no insurance coverage. That is why it is essential to purchase higher uninsured and underinsured motorist coverage (UM and UIM) limits as part of your insurance policy.
UM and UIM coverage generally come into play in a personal injury case when damages exceed the other party’s insurance policy limits or when they do not carry liability coverage at all. UM coverage may also be used in cases involving hit and run drivers when they cannot be tracked down. Keep in mind that UM coverage for hit and run accidents may vary based upon the language of the insurance contract.
However, first-party insurance claims can be challenging to handle. The reason being is that insurance companies will attempt to settle cases for less than personal injury damages incurred. That is why it is essential to work with an attorney after a car accident resulting in serious injury and damages. An attorney will ensure all past and future medical expenses, lost income, loss of future earnings, and other losses are considered to obtain full and fair compensation on your behalf.
Car Accident Lawyer in Merced
I’m Ed Smith, a Merced car accident lawyer. A head-on collision is severe in nature and may result in catastrophic injuries for all parties involved. Such injuries may lead to significant emotional, physical, and financial hardship. However, California law provides injured parties with the right to recover compensation from the at-fault party for damages incurred. To learn more, reach out to our law firm for free, friendly advice at (209) 227-1931 or (800) 404-5400.
Looking at client ratings and reviews about a law firm can give you an idea of whether they will be a good fit for you and your personal injury case. To see ours, visit the links provided below:
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To see our history of successful case outcomes, head over to our Verdicts and Settlements page.
Image Credit: By “OpticalEssence” via Pixabay
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