Injuries Reported After Head-On Collision in Fresno
The California Highway Patrol (CHP) reported major injuries after a head-on collision in Fresno on the evening of Saturday, July 18, 2020. The car accident happened at approximately 8:40 p.m. in the area of East Elkhorn Avenue and Highway 41. A driver of a Kia Optima reportedly made an unsafe pass on southbound Highway 41 and was involved in a head-on collision with a driver of a Honda Civic headed northbound. A Toyota Corolla was also involved in the motor vehicle collision. The stretch of highway where the auto crash occurred consists of one lane in each direction, and there is no island or barrier in the median to separate them. The drivers of the Kia and the Honda were taken to the hospital for treatment of serious injuries. The driver of the Toyota and three other passengers in the Kia were all transported to the hospital. Their injuries were described as minor to moderate. Updates regarding their conditions were not immediately available.
How Uninsured and Underinsured Motorist Insurance Works in a Serious Fresno Head-On Collision
One of the most essential options to add to your car insurance policy is uninsured/underinsured motorist coverage (UM/UIM). This type of insurance benefit provides additional protection in the event that you are severely injured in an auto crash caused by a driver with state minimum bodily injury coverage or none at all. UM coverage works by covering the damages you suffer after it has been proven that the at-fault party does not have insurance through an SR-19C form filed with the DMV for a financial responsibility information request. UIM coverage comes into play when the driver has insufficient insurance to supplement damages incurred by all parties injured by their negligence. UM/UIM coverage will compensate you for economic and non-economic damages up to the limits of your insurance policy for medical expenses, lost wages, and pain and suffering. It is a good idea to purchase higher UM/UIM coverage limits offered by your insurance company since many drivers often drive without insurance in California or carry minimal bodily injury liability coverage. While the increase in your insurance premium may be relatively small, this coverage can provide you with peace of mind every time you get behind the wheel of your vehicle. For details on the uninsured motorist claims process, watch the video below.
How an Injury Attorney Can Help After a Car Accident
Motor vehicle collisions can be stressful and overwhelming to experience. Unfortunately, some car accidents have the potential to result in catastrophic injuries and damages. When facing mounting medical bills and time lost at work while you recover from your injuries, the financial burden can be complicated for you and your family to overcome. Fortunately, you do not have to undergo this challenging time alone. The Fresno personal injury attorneys at AutoAccident.com are here to help. We understand how your life can be turned upside down by an auto collision and have a proven track record of success in helping people seriously injured in car accidents. We will fight for the full and fair financial compensation you need and deserve while you focus on the most essential things in your life right now: your family and your recovery.
Personal Injury Lawyer in Fresno
I’m Ed Smith, a Fresno personal injury lawyer. If you have suffered serious injuries after a head-on collision in the Fresno area, it is critical that you have an experienced injury attorney handle your personal injury case. The insurance company, including your own, is not on your side when it comes to fair compensation. Their goal as a business is to settle your claim for the lowest amount possible. They have a team of defense attorneys and investigators at their disposal to limit the amount of compensation they will pay for your case. At our personal injury law firm, we know how to deal with insurance companies and have over three decades of experience overcoming the tactics used by insurance adjusters to reduce the value of your claim or deny it. Call (559) 377-7676 or (800) 404-5400 for free, friendly advice on your situation and how we can help you through it.
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